2.BS Savings Bank of time
looking at the situation
3.Background and role of the FSS
4.The
multiple perspectives of improvement
Our conclusion
본문 2. Bad
loans by major shareholders,
an attempt to exaggerate BIS through
FRNIB
what is Subordinated Bonds? Its a bond that people returned
their money lastly, when bank went broke after other general creditors get
back. implementation of Bagel Convention Ⅱ - Banks need stable ROE -
Excessive issue of subordinated bonds Especially, FRNIBgranted a credit and
borrowed money from central BS savings bank and took over subordinated bonds to
increase ROE →The Financial Supervisory Service don’t reveal the list of
first people who acquire subordinated debt It doesn’t oversee properly
although it knows BS Savings Bank issues subordinated debtthrough granting of
credit
3. A Group of BS Savings Bank’s
close relationship
problem – Lobbying activity to The Financial Supervisory Service
and National Tax Service.
To cover up a tax investigation of SPC, To
lower judge level following the result of the audit and prevent suspension of
business
1. Maintenance ofGovernments exclusive financial
monitoring systems . The improvementof the efficiency, credibility, expertise
in process of Administration
2. Reinforcing the supervisory authority
ofDeposit Insurance Corporation.
Deposit Insurance
Corporation? -Government Organization Law, the supervision of
FSC -Insolvency situation, the Organization for raising capital Examples:
U.S. banking Fed(Peacetime)-FDIC(Crisis) Horizontal position(mutual
control )
본문내용 ime looking at the situation The
multiple perspectives of improvement Our conclusion BS Savings Bank
crisis Background and role of the FSS
1) Simple Cleanup of BS savings
bank crisis 1. BS Savings Bank crisis Reckless PF loan by BS Savings
Bank Outbreak of liquidity crisis due to a fall in rate of interest in
subsidiary company BS Savings Bank Concern about diffusion of liquidity
crisis - The
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